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Saturday, 9 June 2012

Saving is sin, and spending is virtue


Japan - Save a lot, Not much spending. Exports are more than Imports. An annual Turnover of $100 Billion, Yet they are considered weak and collapsing

USA - Spend a lot, Not much saving. US imports more than it exports. They have an annual trade deficit of $400 billion. But the American economy is considered strong and trusted to get stronger

But Where do Americans get their spendings from?I believe it is Japan and the BRIC nations..,

Virtually others save for the US to spend!! Global Economic savings are mostly invested in USA, in dollars!!
Whereas, India keeps its foreign currency assets of over $50 billions in US securities. China has sunk over $160 billion in US securities. Japan is in trillions!!"

The US has taken so far $5 tirllion from the world just to spend!!!

The famous phrase ,"Everything is MADE IN CHINA", well considering this phrase --
Who has invested more!! US in China? or China in US? The US has invested in China less than half of what China has invested in US

The world is dependent on US consumption for its growth. By its deepening culture of consumption, the US has habituated the world to feed on US consumption. But as the US needs money to finance its consumption, the world provides the money.

It's like a shopkeeper providing the money to a customer so that the customer keeps buying from the shop. If the customer will not buy, the shop won't have business, unless the shopkeeper funds him. The US is
like the lucky customer. And the world is like the helpless shopkeeper financier.  
Hence, what is the lesson?

That is, a nation cannot grow unless the people spend, not save. Not just spend, but borrow and spend.

Indians wastefully investing on real estate, gold and hiding in the SWISS banks for the next generation. It is time to spend, on imported cars and, seriously, even on cosmetics! This will put India
on a growth curve. This is one of the reasons for MNC's coming down to
India, seeing the consumer spending.


'Saving is sin, and spending is virtue.' 

But before you follow this Neo Economics, get some fools to save so that you can borrow from them and spend!!!

It is very simple to be happy, but very difficult to be simple.

1 comment:

  1. a good read!., Peoples intention to spend will increase if they are stable enough in terms of Maslow's hierarchy like the ones in the grown countries are.

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